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Free tools to kick things off today.

No email gate on the good stuff. Grab a template, run a quick calculation, or read a plain-English guide — whenever you're ready. And we're adding more all the time.

Calculator

Family budget creator

See where your money actually goes — no shame, no spreadsheets-from-hell. Just fill in the blanks.

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Calculator

Savings goal calculator

Got a goal in mind? See exactly what to stash away each week — and how long it'll take to get there.

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Guides

Free PDF download

Tax and debt — explained the way a mate would over coffee. No jargon, no brochure-speak.

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Calculator

Snowball vs avalanche debt payoff calculator

List what you owe, see exactly when you'll be debt-free under each method, and get a plain-English pick.

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Mini-course · Free

Money basics, decoded

The five things nobody taught you — budgeting, saving, debt, tax and planning ahead — in short, friendly lessons.

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Want the free course too?

Create a free account and unlock "Money basics, decoded" — five lessons, no jargon, no spam. The template and guide above are separate — grab those with the download buttons.